Information presented on this website is advertising in nature

These Terms of Use govern your access to and use of the Reef-magpie website and services. By accessing our website or using our services, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website or services.

About Our Services

Reef-magpie provides financial literacy education services to help individuals understand financial concepts and develop money management skills. Our services are educational in nature and are not intended to constitute personalised financial advice.

Educational Purposes Only

All information, content, and services provided by Reef-magpie are for general educational purposes only. The content on our website and the guidance provided in our sessions:

We strongly recommend that you seek advice from appropriately qualified professionals before making any financial decisions.

No Professional Relationship

Use of our website or attendance at our educational sessions does not create a professional advisory relationship between you and Reef-magpie. We are educators, not licensed financial advisers, and our services are limited to providing general financial literacy education.

Accuracy of Information

We strive to ensure that the information on our website and in our educational materials is accurate and up-to-date. However, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of any content. Financial regulations, products, and markets change, and information may become outdated.

Booking and Payment

When you book a service with us:

Intellectual Property

All content on this website, including text, graphics, logos, images, and educational materials, is the property of Reef-magpie or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or republish any content without our prior written consent.

User Conduct

When using our website or services, you agree not to:

Limitation of Liability

To the maximum extent permitted by law, Reef-magpie and its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, or any decisions made based on information we provide.

Our total liability for any claim arising from our services shall not exceed the amount you paid for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless Reef-magpie and its directors, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses arising from your use of our website or services, your violation of these terms, or your violation of any rights of another party.

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content of these sites and accept no responsibility for them or any loss or damage that may arise from your use of them.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website or services after any changes constitutes your acceptance of the new terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact

If you have any questions about these Terms of Use, please contact us at:

Reef-magpie
42 Harbour Street
Sydney NSW 2000
Australia

Email: [email protected]

Last updated: January 2024